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3 ways Santa Clarita business owners can benefit from umbrella insurance

If you own a business in the greater Santa Clarita, CA area, QuoteBroker Insurance Services is the team to rely on for all of your commercial insurance needs. Adding an umbrella policy is an effective way to protect your company now and, in the future, contact our office to learn more. 

3 ways businesses benefit from umbrella insurance

There’s no reason for a successful business to not have an umbrella policy. Everyone should enjoy the protection that these policies provide for the companies that they cover. 

  1. Increased protection – when your primary policy is exhausted, the umbrella policy will become active and help to protect your firm from any losses that exceed the primary policy’s limits.
  2. Peace of mind – you can focus your attention on your core business knowing that your company has the protection it needs. 
  3. Ongoing success – one excessive lawsuit can be enough to wipe out the liability protection provided by your primary policy. With an umbrella policy in place, your firm can enjoy success now and well into the future.  

If you aren’t sure if you have an adequate amount of liability protection for your company, now is a good time to find out. Determining if your needs are currently met can help you ensure that your business is fully protected. Sit down with a local agent and find out today how you can efficiently and effectively protect your company with an additional liability protection policy. Umbrella insurance is a must-have for any thriving local business.  

Contact us today

QuoteBroker Insurance Services is here for the Santa Clarita, CA area business community. If you have questions about liability protection and how an umbrella policy can help to fill this need, contact our office today.

Protect Your Assets With Umbrella Insurance

When you have many assets, it’s essential to protect them in case of an accident or a lawsuit. One way to do this is with umbrella insurance. This policy provides coverage above and beyond your regular homeowners or auto insurance.

Understanding an Umbrella Policy

An umbrella policy is a type of liability insurance. That means it can help protect you from lawsuits or claims against you. If you are liable for damages, your umbrella policy can help pay for them. It can also help cover the costs of your legal defense.

Most people don’t need an umbrella policy. But if you have significant assets, it’s something to consider. That’s because if you are sued and found liable for damages, your regular insurance policy might not cover all the costs. An umbrella policy can help fill in the gaps. QuoteBroker Insurance Services in Santa Clarita, CA can help you determine if an umbrella policy is right for you.

Umbrella Insurance and Your Assets

Your assets are everything you own. They include your home, savings, investments, and future earnings. If you are sued and liable for damages, your assets could be at risk. That’s why it’s crucial to have adequate insurance coverage.

An umbrella policy can help protect your assets in two ways. First, it can help pay for the damages you are liable for. Second, it can help cover the costs of your legal defense.

Contact QuoteBroker Insurance Services Today

If you’re looking for umbrella insurance in Santa Clarita, CA, contact QuoteBroker Insurance Services today. Our team of insurance experts will help you find the right policy for your needs. We’ll also answer questions you have about umbrella insurance.

Why umbrella insurance is so important

QuoteBroker Insurance Services is here for business owners in the greater Santa Clarita, CA area. We know how hard it is to start and maintain a successful business in our area. We want to help you protect your investment and hard work. If your business has grown in recent years, it may be time to add an umbrella insurance policy to your portfolio.

The importance of umbrella insurance 

Umbrella insurance is essential for business owners that carry a lot of liability or have a lot of assets that need protecting. With an umbrella insurance policy in place, you will still be protected if and when your primary commercial policy is exhausted.

The main benefit of an umbrella policy is the protection it provides from personal liability. There are too many ways that you could find yourself in a situation where your primary policy has reached its policy limits and you still have a need for insurance coverage.

When you have an umbrella policy in place, it will provide coverage above and beyond the policy limit levels and maximum coverage amounts of your primary policy. It is important to have this additional protection in place for your business.

In today’s litigious world, it could take one frivolous or disingenuous lawsuit to wipe out all of the hard work that you have put into building and maintaining a successful business venture. Let us put the necessary protection in place!

Let us help you protect your business!

Business owners in the greater Santa Clarita, CA metro area can rely on QuoteBroker Insurance Services for all of their insurance needs. If it’s time for you to learn more about umbrella insurance, give us a call today and set up a consultation. We look forward to working with you!

How Does Umbrella Insurance Work?

Umbrella insurance is a type that covers you against a number of adverse situations. It works alongside both your auto and home insurance policies to give you more protection. Without this coverage, you may someday find yourself trying to come up with large amounts of money, or you may even be sued. If you’re interested in umbrella insurance, give us a call right away at QuoteBroker Insurance Services in Santa Clarita, CA.

Umbrella and Auto Insurance

If you already have an auto insurance policy, umbrella insurance can make it even stronger. With your auto insurance, you have an amount of liability coverage in case you cause an accident and there are medical and property bills that are due. However, the state minimum amount for liability insurance that you have in your auto policy might not be enough for a serious accident. If you get an umbrella policy, this adds to your auto liability coverage so that you are far less likely to be sued and can pay for even very serious accidents. 

Umbrella and Home Insurance

Just as umbrella insurance gives you more auto liability coverage, it does the same for your home insurance policy. Home policies come with a small amount of liability coverage in case someone gets injured in your home. However, this amount is too small to pay for serious injuries. If you get an umbrella policy, it will add to your home liability coverage so that you can pay for even serious injuries without being sued by the injured person. 

Get Umbrella Coverage

If you have both a home and an auto policy, an umbrella policy can add liability coverage to both of them. To find out more about this type of coverage, call us at QuoteBroker Insurance Services in Santa Clarita, CA for more information. 

What are the benefits of getting an umbrella insurance policy?

The Santa Clarita, CA area can be a great place to work and live. When you are a resident of this area of California, you always want to know that you have proper insurance coverage. If you are in the Santa Clarita area, an important form of insurance to acquire is umbrella coverage. This coverage will come with several different benefits for you. 

You Receive Coverage for the Unpredictable

A major advantage that is received when you invest in umbrella coverage is that you will be covered in high-cost situations. While some liability risks are more common and predictable, others could seem to come out of nowhere. When you get an umbrella policy, it will give you a broad coverage level that will provide you with more protection and peace of mind.

Coverage for Bigger Claims

Another advantage of an umbrella plan is that you will get coverage for larger claims. Most people will have some coverage through their existing insurance plans. However, each plan will have a certain coverage limit. If there is ever a claim in excess of these levels, you will still be liable and will have to cover the balance out of pocket. If you have an umbrella policy, it will give you the coverage to offset this risk. 

If you would like to get an umbrella policy and are in the Santa Clarita, CA area, you should speak with QuoteBroker Insurance Services. The team with QuoteBroker Insurance Services understands how valuable this coverage is. When you call our team, you will get the guidance you need to assess your needs and insurance options fully. 

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