Auto Insurance in California

Driving in Southern California is as much a part of life as the sunshine and dry climate. And while you're probably a safe driver, you do need auto insurance. At Quotebroker Insurance Services, we know that the right coverage can often be the difference between being able to move on from an accident quickly or seeing it wreak long-term havoc on your finances and everyday life. We invite you to use our online quote tool or reach out to our insurance experts in Santa Clarita, CA to learn more about your options. In the meantime, here are some things about auto insurance that every California driver should know.

Auto Insurance is a State Requirement

The truth is that auto insurance by itself is not explicitly required in the state of California. However, proof of financial responsibility for your vehicle is required in order to register and operate your vehicle on public roads. Most people prove their financial responsibility via insurance. Those who do not have the option of making a large cash deposit with the DMV or taking out a surety bond, but for most drivers, these methods are both inconvenient and not financially practical.

For those with insurance policies, minimum liability coverage is required in the following areas:

• Bodily Injury (at least $15,000 per person and $30,000 per accident)
• Property Damage (at least $5,000)
• Uninsured Motorist Bodily Injury (at least $15,000 per person and $30,000 per accident)

Minimum Coverage May Not Be Enough

For most drivers, the truth is that minimum liability coverage is just not enough to cover everything that stems from an accident. Instead, the kind of coverage that is best for you will depend on a few factors:

• Vehicle year and model
• Your driving record
• Your everyday driving habits
• Personal needs and budget

Our team at Quotebroker Insurance Services in Santa Clarita, CA will work with you to find the auto policy that fits. If you recently got a new vehicle, are new to California, or are interested in switching over an old policy, give us a call today!