Health insurance is a must for all Americans. Considering how much getting sick can set you back financially, having a safety net in the form of insurance could turn out to be a lifesaver.
Still, you may not have a choice when it comes to whether or not you have health insurance. The cost may be too high for your budget or you may see the plans available as lacking in terms of benefits.
This is where a Medicare Advantage insurance plan can prove very helpful.
We at Quotebroker Insurance Services believe that Medicare Advantage plans are terrific alternatives to consider for those who need adequate health coverage. If you’re a Santa Clarita, CA resident looking for a suitable Medicare Advantage plan, we have you covered.
According to Medicare.gov, the plans are provided by private companies and they give policyholders access to Part A and Part B benefits.
For those who may be unaware, Part A benefits include hospital/hospice stays, stints in skilled nursing facilities, and some form of home health care. Meanwhile, the Part B benefits refer to outpatient care, preventative care, medical supplies, and services provided by a doctor.
In addition to those benefits, Medicare Advantage plans also typically cover drug prescriptions for California residents. Depending on what kind of deal you seek from your private insurance provider, you may also be able to include other benefits into your plan.
The main reason why California residents should consider purchasing a Medicare Advantage insurance plan instead of relying on Original Medicare is that you’re getting more flexibility.
Like we noted earlier, you can bundle together more benefits into your Medicare Advantage plan if you discuss that ahead of time with your insurance provider. You’re also potentially getting more financial flexibility because you could cut down on your cost-sharing expenses.
Santa Clarita, CA residents looking for comprehensive Medicare Advantage plans can approach us at Quotebroker Insurance Services for assistance. Reach out to us today and let’s discuss your best options!