At Quotebroker Insurance Services, we offer business insurance coverage for our clients who own businesses in Santa Clarita, CA, and other areas of California. While there are some policies that are required by the state of California, we offer our clients options for full protection, as well.
The state of California requires any business that requires the use of a vehicle to carry commercial auto insurance coverage on those vehicles. This policy provides full coverage and protects the employees who may be hurt in an accident. Whether they are riding or operating the vehicle, they need full-coverage protection.
Also, workers' compensation coverage is required for any business with more than one employee. In the event that an employee is hurt while on the job, they are able to get coverage for their medical expenses. They can receive a portion of their salary and have any recovery services covered with this policy.
There are several additions that you can add to your business insurance policy.
Some of our clients offer services within their business that advises their own clients. In the event that bad advice or information is provided, and that client takes a loss, they could pursue legal action against these businesses. With errors and omissions insurance, you have financial coverage for these situations and can make a claim without affecting the business.
More than employee’s frequent business establishments in California, if you have customers or public patrons who are hurt on your property, you can get general liability coverage to assist with financial costs that you may be found liable for.
Should your business fall victim to an accident, natural disaster, or theft, your property will be damaged and need repair. With property coverage in your business insurance, you can get assistance to replace and repair any damage to the structure or equipment.
At Quotebroker Insurance Services, we are ready to assist you with your California business insurance. Give us a call today.