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24801 Pico Canyon Rd
Suite 201
Santa Clarita, CA 91381

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Quotebroker Insurance Services Blog

Why it may be time to adjust your homeowner’s policy

Are you a homeowner in the greater Santa Clarita, CA area? The team at QuoteBroker Insurance Services is here to help you ensure that your homeowner’s policy is up to date. If it’s been a while since you have taken a close look at your policy, give us a call today and set up a review.

Is it time to adjust your homeowner’s policy?

The main reason you will need to adjust your homeowner’s policy is if you do a major upgrade to your home. People who put an addition on their home or complete a kitchen or bathroom update will have different insurance needs at the completion of those projects. These are just a few obvious examples, but here are other triggers that can create the need for a policy adjustment.

Our homes are likely our greatest investments, and it’s important to protect them. As you build equity in your house, it becomes an even more significant part of your overall financial portfolio. Additionally, in most markets, your home will gain value as time goes by. Whether you have made any significant improvements to your house or not, it’s important that your policy keeps pace with the house’s intrinsic asset value.

Find out more about your homeowner policy options today!

QuoteBroker Insurance Services is here to serve the insurance needs of the residents of Santa Clarita, CA. We understand that insurance policy review is a task that can easily fall through the cracks. Call or stop by today and let us help you take care of this important step in protecting your family home!

3 Tips for Customizing Your Home Insurance in Santa Clarita

Customizing your home insurance in Santa Clarita, CA is likely more common than you think. Too many people will look at their neighbors and assume that the home insurance policies are the same. But just because you live in the same area doesn’t mean that you use your home in the same way. QuoteBroker Insurance Services is here to give you three tips for getting your home insurance to be as personal as your property is. 

1. Look at What You Do 

From cooking to crafting, some activities are more dangerous than others. In addition, if you’re using your home for any commercial interest, you may need to update your policy to include this information. For example, if your home sustained fire damage while you were melting down metal to make jewelry. If you were doing this to sell the jewelry and hadn’t alerted your home insurance carrier about this, you risk the chances of your claim being approved. 

2. Think About What You Buy 

Major purchases in a home are usually not done all at once. Instead, homeowners do so gradually, forgetting that each purchase increases the total value of their possessions. It’s important to update your coverage limits when exceeding their current values, and a smart step toward better customization. 

3. Consider Your Carrier 

Customizing your insurance is far easier when you have a reliable partner by your side. At QuoteBroker Insurance Services, we’re here to provide you with excellent customer service so that you can be certain your coverage is what you’re looking for. If you have questions about updating your home insurance policy in Santa Clarita, CA, we’re here to talk through your options so you can settle on the right policy for you.

Business Insurance

  • General Liability
  • Commercial Property
  • Workers Compensation
  • Group Health
  • Professional Liability (E&O)
  • Bonds
  • Commercial Auto
  • Business Owners Policies (BOP)

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Partner Carriers

  • Aegis
  • Aetna
  • Aflac
  • AIG
  • American Modern
  • Amtrust
  • Anthem
  • Assurant
  • Berkshire
  • Blue Cross
  • Cigna
  • Foremost
  • Health Net
  • kemper
  • MetLife
  • Nationwide
  • Safeco
  • Travelers
  • USLI
  • Zurich