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California Renters Insurance Coverage

Renters Insurance in California

Renting in California is common among residents, even those in Santa Clarita, CA. While landowners are responsible for the structure of the apartment or home you are renting, you could find your personal belongings damaged and need to be replaced. Do not force yourself into financial doom. Give our agents at Quotebroker Insurance Services a call today about our renters' insurance policy.

What is covered by a renter's insurance policy?

When you take out a renters' insurance policy, you outline the different items and their value on your policy. Should the property that you are renting become damaged due to natural causes, accidental incidents, or theft, your personal property could be damaged. Items such as furniture, appliances, clothing, jewelry, electronics, and anything else you may own will need to be replaced.

Is renter's insurance required?

While this policy is not required at the state level, some landlords require it to be purchased as a part of the leasing agreement. This is also true in many apartment complexes, and they require a copy of the policy for your records so that you can be approved to lease the dwelling. Even if your landlord or leasing office does not require renters' insurance, it is an investment that you will want to make.

What about temporary relocation costs?

If you decide to include relocation costs in your renters' insurance policy, you could get financial assistance in the event that the property you are renting is damaged and needs to be restored. Depending on how long you will be out of the home, you can get assistance for temporary relocation costs while you are waiting on the renovation or while you are waiting to sign a new lease if the damage is beyond repair.

Make the call today!

If you are currently renting in California and are not insurance, give us a call today. Our agents at Quotebroker Insurance Services are happy to work with you, getting you the protection, you need for your property.

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