Worker’s compensation insurance is a complex topic that we at QuoteBroker Insurance Services understand perfectly well. Our team can help your Santa Clarita, CA business understand the unique issues impacting this unique coverage option.
How Does Workers Compensation Insurance Work?
Worker’s compensation insurance is something that all employers must pay to provide a fund for injured or sick employees. To start, you must:
- Set up an insurance policy based on state laws
- Pay into your insurance fund for each employee
- Draw out of that fund when they are injured
This simple operation means that your worker’s compensation insurance is surprisingly affordable and easy to integrate into a variety of different insurance needs. But what kind of problems does it cover? Let’s look at a few of the most commonly covered issues to give you an idea.
What is Covered?
Your policy covers any harm caused to your employees due to their job duties. These injuries or sicknesses can vary according to the type of work they do, including:
- Worker injuries caused by slips and falls in your job
- Recovery from work-related car crashes
- Surgery for conditions caused by work
- Severe infections or illnesses due to chemicals or toxins
In this way, high-quality worker’s compensation insurance will make sure that your employees are covered. Just remember – any injury or illness caused at work by their duties will be covered by insurance. And your payments are made directly out of your insurance fund. This means that you don’t have to pay extra money to keep your workers in good financial health.
Where Can I Buy a Policy?
If you think that worker’s compensation is critical for your business, please contact us at QuoteBroker Insurance Services right away to learn more. We serve the Santa Clarita, CA, area and strive to provide our customers with high-quality help.