If you are a business owner, workers’ compensation insurance can cover both you and your employees against losses outside of either of your control. It is mandatory to have this insurance in the state of California. We listed below what options there are within workers’ compensation insurance, and what workers and your company might need.
Want to look into your current or new workers’ compensation cover, or want to receive more information on whether you need, or what you need? QuoteBroker Insurance Services in Santa Clarita, CA proudly offers quotes to businesses for workers’ compensation insurance. These can be customized to you and your business needs.
What does workers’ compensation insurance cover?
Workers’ compensation insurance covers the loss of funds for your employee. By claiming on your insurance, this means you as an employer can cover these costs for them without having to pay this money out of your own pocket.
Workers’ compensation insurance is usually something you as an employer would claim in the case of a workplace-related accident. Whether this was negligence or an accident, if the employee needs time off to recover from their injury or has medical costs to cover, this can usually come out of workers’ compensation insurance rather than from the employer or the company’s wallet.
Not only does workers’ compensation insurance cover against time off for an employee or their medical costs, but it can also help you cover costs in case this employee sues you.
Are you ready to look into workers’ compensation insurance further? Pick up the phone and call QuoteBroker Insurance Services in Santa Clarita, CA. You can also request to compare quotes on our website.