Auto insurance offers a range of coverage options, including some that are mandatory and others that are optional. One important optional coverage is uninsured motorist coverage, which protects you in case you’re involved in an accident with a driver who doesn’t have insurance. It’s never a good idea to go without this coverage. If you need auto insurance, we’re here to help. Contact us at QuoteBroker Insurance Services in Santa Clarita, CA.
Choosing the Uninsured Motorist Option
In California, auto insurance is mandatory for all drivers. While certain types of coverage, such as bodily injury liability and property damage liability, are required by law, there are additional optional coverages that can enhance your protection. Uninsured motorist coverage is one of these optional coverages. Drivers can choose to add this coverage to their policy to ensure they’re protected in case of an accident with an uninsured motorist.
Protection Against Uninsured Drivers
If you’re hit by a driver who doesn’t have insurance, covering the damages can be extremely challenging without uninsured motorist coverage. In such cases, there’s no insurance company to hold responsible, and the uninsured driver may lack the assets to pay for your damages. Uninsured motorist coverage shifts the responsibility to your own insurance company, ensuring that your costs are covered. With many drivers ignoring the law and driving without insurance, adding this optional coverage is a smart decision.
Get Auto Insurance in Santa Clarita
Auto insurance is required for all vehicles in California. To ensure you’re fully protected with a comprehensive policy, contact us at QuoteBroker Insurance Services in Santa Clarita, CA, today.