New employees may not be aware of who is covered under a workers’ insurance policy. Sometimes, their employer may also benefit from a refresher course on this topic. The staff at QuoteBroker Insurance Services in Santa Clarita, CA, can share invaluable workers’ compensation insurance information that will be pertinent in the event of a work-related accident.
Are Family Members Eligible for Workers’ Comp Insurance?
If you operate a family-owned business, you can get workers’ comp insurance exemptions for family members who are employees. You will have to follow California law qualifications before the exemptions are approved.
To make them eligible for workers’ compensation insurance benefits. You must provide proof that your children and siblings are paid employees. Under California law, your spouse is considered a co-owner of the business and is exempt from workers’ comp insurance benefits. However, if your business ownership documentation states that your spouse is not a co-owner, they are eligible to become an employee and qualify for workers’ compensation insurance benefits.
Who is Exempt From Workers’ Comp Insurance in California?
In California, certain business job titles are exempt from receiving workers’ comp insurance. Some of the more common job titles include corporate officials, small business owners, independent contractors, and professional athletes. Thus, it is vital to understand how the state of California classifies your job title. The wrong interpretation of your job title could cause you to be ineligible for workers’ comp insurance benefits.
Employees and their employers should have a better understanding of how workers’ comp insurance can work to their advantage. The staff at QuoteBroker Insurance Services in Santa Clarita, CA, has the knowledge and experience to explain how workers’ compensation insurance benefits work in the event of a work-related accident. Call and schedule an appointment today.
