Anthem Blue Cross (all but) pulling out of California

      The lead was certainly the 12.5% average rate increase for CoveredCA health plan holders, but the more shocking revelation from the CoveredCA press release this morning was the announcement that Anthem will withdraw from 16 of 19 regions in California. The 3 remaining regions are 1, 7 and 10, the counties belonging to which can be found here.  Region 1 includes the... Read Article

CoveredCA rates set to rise an average of 13.2% in 2017

We knew this day was coming. Every year sometime between your fourth of July BBQ and your Labor Day BBQ, CoveredCA releases the upcoming year’s new plan and rate information for carriers participating on their exchange.  Every year since its inception, CoveredCA’s detractors have promised “sky-high” rate increases, but thus far the actual changes have been fairly mild at 4% each year.  That ends today:... Read Article

CoveredCA 2016 Standard Benefit Grid at a glance

In anticipation of 2016’s health insurance Open Enrollment season, here is the CoveredCA 2016 Benefit Grid showing the differences between the various plans offered.  Some quick notes on how to read these benefits: The first 2 plans (Bronze, Silver) and the last 2 plans (Gold,Platinum) are going to be the plans applicable to the majority of people Only those earning within certain income limits have access to the... Read Article

How to get help paying for your health insurance – step by step walkthrough

This morning’s blog topic is a cross-post from the Quotebroker YouTube Channel. In the attached video we’ll show you how to submit your information to see if you are eligible for assistance in paying for your health insurance, otherwise known as your Obamacare subsidy.  Take 5 minutes to watch the video and fill out the form and you’ll receive your customized proposal in 24 hours.... Read Article

A deeper look at CoveredCA’s 2016 rate increase with the California HealthCare Foundation Center for Health Reporting’s Emily Bazar

Last month Quotebroker collaborated with Emily Bazar, columnist and senior writer for the California HealthCare Foundation Center for Health Reporting, to look deeper into CoveredCa’s 2016 rate adjustment announcement. CoveredCA’s focus was on a relatively modest weighted rate increase of only 4.0%.  However, Emily and I dug deeper into the proposed benefit summaries to unearth some important changes that helped CoveredCA keep the 2016 rates in check.... Read Article