How to get help paying for your health insurance – step by step walkthrough

This morning’s blog topic is a cross-post from the Quotebroker YouTube Channel. In the attached video we’ll show you how to submit your information to see if you are eligible for assistance in paying for your health insurance, otherwise known as your Obamacare subsidy.  Take 5 minutes to watch the video and fill out the form and you’ll receive your customized proposal in 24 hours.... Read Article

CoveredCA releases new health insurance plan rates for 2016 Open Enrollment period

CoveredCA, California’s state-based health insurance exchange, has today released their 2016 rates and carriers.  We’re still poring over the details but here are a few quick reactions: Two new carriers will enter the market- UnitedHealthcare and Oscar Health The weighted rate increase is a moderate 4% 2016 increases are less than the corresponding increases for 2015 Plan benefits have been reduced in many facets of coverage... Read Article

Benefit Breakdown: Media coverage of CoveredCA rate release buries lede as 2016 plans offer decreased benefits

Yesterday CoveredCA released their 2016 rates and carriers and generally received a favorable reception from media outlets: Doomsday isn't today: Obamacare rates to rise 4% in Calif. as insurers compete in biggest exchange #ACA — Chad Terhune (@chadterhune) July 27, 2015 2016: 10 health plans have avg rated increase of 4%. It shows the ACA is working for Californians. @CoveredCA — Health Access CA... Read Article

California will not allow President Obama’s Obamacare “fix” – Health plans scheduled to cancel as anticipated

Despite the president’s wishes to the contrary, California yesterday rejected his plan to allow individuals to keep their current health plans through 2014.   In a press release, insurance commissioner Dave Jones expressed disappointment in the state health care exchange, CoveredCA, not allowing this provision to go through: Over a millionCalifornians have received cancellation notices from their health insurer. On behalf of these policyholders I... Read Article

President Obama allows individuals to keep their insurance plans through 2014

November 14, 2013– This morning, President Obama made an important announcement allowing individuals to keep their current healthcare policy in 2014, even if they do not meet the Affordable Care Act standards of coverage. The bigger issue is how California will respond.  The State of California DOI Commissioner, California Exchange (Covered California) and Companies offering coverage will need to decide whether or not to follow... Read Article