California Health Insurance Changes Scheduled for July 1, 2012
Posted by Quotebroker Insurance Services Inc. on
As a result of regulatory changes, insurance companies are implementing maternity coverage and autism benefits for Individuals, Families and the Self-Employed in California. The new benefits, which take effect July 1, 2012.
Overview of the benefits:
• Maternity – On July 1, 2012, health insurers in California will be required to include maternity benefits in individual health insurance policies. Maternity will be covered the same as any other medical condition.
• Autism- On July 1, 2012, health insurers in California will be required to include Autism benefits in individual health insurance policies and cover professional services and treatment programs, including applied behavior analysis and evidence-based behavior intervention programs, for the treatment of Autism. Autism will be subject to the member’s plan benefit copays and deductible.
Note: New plans and rates for July 1, 2012 are scheduled to be released by California health insurance carriers soon. Our health insurance companies have notified us that existing members can remain on their current plan, however; if any existing member elects to move to a different plan effective July 1, 2012 they will be issued a new policy and will lose their “Grandfathered”coverage status. This means the new plan will be subject to all changes in the Patient Protection and Affordable Care Act.