What is the Affordable Care Act?

Affordable Care ActThe Affordable Care Act (ACA) was signed into law by President Barack Obama on March 23, 2010. Often referred to as ObamaCare, the law establishes minimum standards for health insurance policies and mandates that everyone purchase some form of health insurance. One of the primary goals of ObamaCare is the expansion of coverage to individuals who were previously unable to purchase insurance due to pre-existing conditions.

A major goal of the Affordable Care ActObamaCare health insurance reform legislation President Obama signed into law is to put American consumers back in charge of their health coverage and care. Health Insurance companies often leave patients without coverage when they need it the most, causing them to put off needed care, compromising their health and driving up the cost of care when they get it. Too often, insurance companies put insurance company bureaucrats between you and your doctor. The Affordable Care Act (ACA) cracks down on the some of the most egregious practices of the insurance industry while providing the stability and the flexibility that families and businesses need to  for family members. Applicants can shop for health insurance online in regulated marketplaces administered by either their state or the federal government.

In California individuals and families can buy affordable health insurance through the Covered California exchange, also known as Covered California. Health Insurance companies are not obligated to participate in the exchange, however most major California insurance companies do. Many individuals and families can qualify for a healthcare subsidy which can significantly lower the premium cost.

QuoteBroker Insurance Services employs Certified Covered California Agents that can help you navigate through your families healthcare options and determine whether or not you qualify for premium assistance. Our service is free and we represent all Covered California Exchange and Off Exchange medical plans. Call us today at (800) 783-0802.